Protecting your personal data

Protecting your personal data

The next time you receive a request, by phone, text, or email, that requires you to take an action or verbally disclose information about yourself or your finances, alarm bells need to ring. Criminals now use every means at their disposal to obtain details that will...
Debt respite scheme launched

Debt respite scheme launched

A new scheme, aptly named Breathing Space, was launched 4 May 2021. Breathing Space will give those facing financial difficulties space to receive debt advice, or mental health crisis treatment, without pressure from creditors or mounting debts. Under the scheme,...
The Mortgage Guarantee Scheme

The Mortgage Guarantee Scheme

One of the measures announced at the Budget was the introduction of a new Mortgage Guarantee Scheme to help home buyers purchase property. The scheme was officially made available from Monday, 19 April 2021. The new scheme is designed for prospective home buyers...
Passports – expensive items

Passports – expensive items

Many families will be organising UK holidays this year and so passports may be left in draws for 2021. But when the market for overseas holidays opens up, better check that your passports still meet that important “6 months before they expire” condition if...
What is pensions credit?

What is pensions credit?

Pension Credit is an income-related benefit made up of 2 parts – Guarantee Credit and Savings Credit. Guarantee Credit tops up your weekly income if it’s below £173.75 (for single people) or £265.20 (for couples). You may still be eligible if...
Unravelling the jargon: what is a support bubble?

Unravelling the jargon: what is a support bubble?

The following notes are copied from the GOV.UK website. At first glance, it would appear that the definition of a support bubble should be fairly easy to grasp. Don’t hold your breath. Basically, a support bubble is a close support network between a household...